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Change the way you feel about Insurance

Personalized coverage. Local expertise. Trusted since 1986.

Why Choose Ted Todd

We’re what an insurance company needs to be.

Since 1986, we’ve been proud to call Florida home. At Ted Todd Insurance, we don’t just work here- we live here, raise our families here, and understand what it takes to protect the people and things that matter most in this state. Our local team brings over 100 years of combined experience, offering personalized insurance solutions with the kind of service that makes a difference.

Easy to Reach, However You Need Us

We make it simple to connect! Whether online, over the phone, or in person at one of our Florida offices. We're always just a call, click, or visit away when you need help you protect what matters most.

Showing Up When It Matters Most

When disaster strikes, we're not just voices on the phone, we're there in person. After Hurricanes Irma and Ian, our team met with customers at their homes, helping thousands of families file claims quickly, compassionately, and with confidence.

Real People. Real Support. Real Results

Trusted expertise and a deep commitment to community define the Ted Todd difference. We pair smart tools with heartfelt service because you deserve more than just insurance. You deserve support from people who truly care.

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Protecting people and businesses for over 25 years

Since 1986, Ted Todd Insurance has been committed to providing Floridians with top-notch insurance solutions. As an exclusive Allstate agency, we combine the strength of a national brand with the personalized service of a local business. Our team works diligently to protect what matters most to you, offering a range of products from auto and home to life and commercial insurance.​

Local Expertise: We live and work in the same communities we serve, so we understand Florida’s unique risks, regulations, and what matters most to our neighbors.
Comprehensive Coverage: From personal to commercial insurance, we've got you covered.
Customer-Centric Approach: Our clients are at the heart of everything we do.
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Why Choose Ted Todd Insurance?

Trusted Coverage Backed by Local Expertise We’re more than just insurance agents, we’re your neighbors. With decades of experience serving Florida communities, we understand your unique risks and deliver policies that truly protect what matters most.

Local Support, Real ConnectionsWe live here, too. That means faster answers, deeper understanding, and personalized service from people who actually know your community.
Customized CoverageWe don’t believe in one-size-fits-all. Every policy is built around your lifestyle, goals, and budget.
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By filling out this form and clicking ‘Submit’ I agree by electronic signature to be contacted by Ted Todd Insurance through a live agent, at my residential or cellular number, email, and/or text.

Auto

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Get on the road with confidence. Our auto insurance policies offer reliable protection, competitive rates, and optional coverages like accident forgiveness and roadside assistance — all tailored to how and where you drive.

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Recent reviews

What our community has to say!

A good experience.

David S.

Kind and Knowledgeable. Thanks

Thomas E.

Good customer phone interaction

Michael W.

Nice, handled all my questions

Erica H.

The Agents I have talked with have been very helpful.

Jane S.

We have not had any problems with our car insurance, but then, we have never had a claim. The people I interact with whenever I call the office are friendly and helpful.

Larry K.

I have been a customer with Ted Todd Insurance for over 5 years. They are amazing to work with.

Omar T.

Easy to contact very helpful

Donald G.

The person I spoke to on the phone was knowledgeable about the coverage I have on our cars and condo

Allan A.

I received excellent service on the renewal application for my umbrella coverage and my homeowners coverage as well as a review of my auto coverage which had been handled more than 10 years ago by a different agency without a follow up review. The input from the Todd agent was very helpful. I am very pleased with their work and advice.

Roger M.

Exceptional Service and Support! I had a fantastic experience with Erin Fasig, at Ted Todd Allstate. She went above and beyond to assist me in getting a premium refund for my tile roof replacement. Her expertise and persistence made what could have been a stressful situation incredibly easy. I highly recommend Ted Todd to anyone looking for a reliable and customer-focused insurance provider. Thank you for your outstanding service!

Chad B.

We recently transferred our long-standing Allstate policies to Ted Todd Insurance and have been amazed at the professional & kind customer service. Their patience & thoroughness has been remarkable, & they have exceeded our expectations at every step. Tanner & Claudete have been wonderful. 4/11/2025 Followup call answered promptly and minor change made to auto policy and confirmatory email sent to me. Amazingly easy compared to all prior insurance agents!!!

Abe L.

We purchased a home in SW Florida in 2009 and we have been working with Ted Todd for house and car insurance since then. The service is excellent and the agents are very responsive when we want to review our coverage. We are always kept up on storm related issues which is a conform. Insurance costs continue to go up but reviewing our policies has helped. Claudete has been helping us from Day 1. Ted Todd certainly deserves my 5 star rating.

AlphaRay142

I’ve been with this agent for more than 20 years. Excellent service and very responsive to my needs. Tina has been my representative for a good amount of my time with Ted Todd and she is absolutely an asset to the company! Thank you Tina.

Bill O.

Our home insurance with Tower Hill increased significantly. We worked with Sofia and Laura to find the right coverage we were comfortable with. Yes, it was still a little higher than last year($100) but I do realize that the cost to rebuild has increased. We are grateful to have them as our agents! I highly recommend calling Ted Todd Insurance for someone who is truly looking out for your best interest and not just a paycheck.

Ryan M.

Exceptional service from the Ted Todd Agency. Claudete was excellent. Everytime I’ve made a call over the years they take care of what I need in an instant and always are so easy to talk to. Would definitely recommend them to anyone looking for there insurance needs!

Jay F.

This was my first year of Florida auto insurance. I have over 50 years of driving insurance in Canada. My initial quote was $1900.00 for six-months. Ted's people worked with me to build a file on my previous experience and once completed, he submitted the file to Allstate and they came back with a quote of $1080.00 for six-months. A gigantic saving. Ted's people were great. Patient and hard working. I look forward to having Ted Todd as my insurance broker for the years to come.

Sam B

We've had a great experience with Ted Todd: All State insurance since we've moved here in 2015 and became Florida residence two years ago. Tina & Claudette have always been helpful and responsive.

Kelly G.

I’ve used Ted Todd Agency for over 30 years and found them to not only be highly professional and helpful but also very attentive to my needs and any concerns I’ve had. Ted and his staff work hard to take good care of your insurance needs.

John O.