Insurance for Golf Carts
Golf carts have become a way of life in many of the communities we service, a symbol of the simplicity and freedom that living in Florida offers. But what many people don’t realize is that their homeowners and auto policies likely won’t cover them in the event of a golf cart accident. Policies for these types of vehicles are very affordable, but because they are considered to be optional coverage, many of our clients forget to cover their golf cart. Many Home Owners Associateions (HOA) and Country Clubs require golf cart insurance, and we are happy to provide it for as low as $60 per year. Enjoy the freedom your golf cart offers with peace-of-mind whether its for the golf course only, or if its street legal for public roads - You’re covered with a Golf Cart Insurance policy.
Components of Golf Cart Insurance
Property Damage Liability Coverage
This coverage pays for any damage to someone else’s property in the event of an accident involving your golf cart. Whether you damage someone else’s golf cart, or trees and shrubbery on the property, you’ll be covered.
Bodily Injury Liability Coverage
This coverage pays for any injuries that people incur because of you or your golf cart. Medical bills are increasing exponentially, and this coverage ensures you won’t be stuck paying out of pocket or facing legal battles in the event of an injury.
Collision Coverage
This covers the cost of repairing your golf cart if it is damaged in a collision with another object, such as another golf cart, a tree, etc.
Comprehensive Coverage
This coverage reimburses you for nearly any other damage that may occur to your golf cart that doesn’t involve a collision.
