Proudly Serving the Melbourne, FL Area for 30+ Years
As a registered agent with Allstate, and a member of its Hall of Fame, Ted Todd Insurance can offer a variety of insurance products to meet your needs. We're also able to work with other insurance providers to find the perfect solution for you in your area, whether you're in the 321 area code or not.
Melbourne is a wonderful community, and we're proud to offer our services to its residents. We know that you have unique needs, and we're committed to finding the best coverage for you.
Contact us today to learn more about our policies and get started on securing the protection you need. You deserve the best insurance Melbourne, FL has to offer, and we're here to help!
Melbourne, FL Zipcodes Ted Todd Insurance Serves
We serve all of Melbourne, Florida, as well as the entire state of Florida. But in case you're looking to ensure we serve your zip code, here are the Melbourne zip codes we proudly serve.
Melbourne, FL 32904
Melbourne, FL 32901
Melbourne, FL 32902
Melbourne, FL 32919
Melbourne, FL 32934
Melbourne, FL 32912
Melbourne, FL 32935
Melbourne, FL 32936
Melbourne, FL 32940
Melbourne, FL 32941
If you don't see your zip code listed and you're in Melbourne, or even if you're not in Melbourne but are looking for the best insurance Florida has to offer, please reach out to us. We'll be more than happy to help serve you and find the perfect policy for your unique needs.
Happy Customers Near Melbourne, FL
Homeowners Insurance in Melbourne, FL
Melbourne, FL, and Brevard County are beautiful places to call home.
With its warm weather and beautiful locale, it’s no wonder that so many people have decided to take out a mortgage and purchase property here.
Defend your investment against unexpected circumstances with homeowners insurance in Melbourne, FL.
Homeowners insurance is designed to protect you and your family from financial loss in the event of damage to your home or property, and can also provide liability coverage in the event that someone is injured on your property.
Prospective Home Buyers
When you are ready to buy a house or condo in Melbourne, make sure you are also prepared with the right homeowners insurance policy.
The insurance agents at Ted Todd Insurance will work with you to make sure your family has the coverage you need at a price you can afford. We represent multiple carriers, not just one insurance company, so we can find the best possible match for your unique needs.
At Ted Todd Insurance, we understand the unique needs of Melbourne homeowners and can help you find the right policy to meet your needs. We're an Allstate agency but we also partner with a variety of insurance carriers to find the perfect fit for you.
Car Insurance in Melbourne, FL
Help protect your finances and assets in the event your vehicle receives or causes damage.
Car insurance covers the repairs or replacement of your vehicle if it is totaled in an accident. Your policy will also cover the costs associated with any injuries or property damage caused by you or another driver insured under your policy.
In Melbourne, FL, car insurance is mandated by law to cover a minimum amount of liability. Of course, you also want coverage for your own vehicle. For example, you may need to cover the cost of repairs in an at-fault accident.
Speak with a qualified insurance expert today about a policy that fits your needs.
Motorcycle Insurance in Melbourne, FL
We offer motorcycle policies that include basic protection you might need. You can further tailor your insurance to protect your motorcycle.
Extra protection can include:
Towing and labor
Accessory coverage
Rental reimbursement
Custom equipment coverage
Contact Ted Todd Insurance today to learn more about motorcycle insurance in Melbourne, FL.
We will work with you to make sure you have the coverage you need at a price you can afford. We represent multiple carriers, not just one insurance company or insurer, so we can find the best possible match for your unique needs.
Condo Insurance in Melbourne, FL
Helps cover parts of your condominium, community, or townhome for which your responsibility applies (indoor structure, permanent fixtures, cabinetry, etc.).
Condo insurance can help you protect your investment in a number of ways:
Loss of use: If your condo is damaged and uninhabitable, this coverage can help pay for living expenses elsewhere
Personal property: Protects your belongings from theft or damage
Water backup: If water seeps into your home through a window or pipe break, this coverage can help pay for repairs
Liability: Protects you if someone is injured while on your property
Contact Ted Todd Insurance today to learn more about condo insurance in Melbourne, FL. We will work with you to make sure you have the coverage you need at a price you can afford.
Renters Insurance in Melbourne, FL
Renters insurance protects personal property from damage including theft or fire.
This type of policy also provides personal liability coverage in the event someone is injured on your property or if you accidentally injure someone.
In Melbourne, Florida, renters insurance is a wise investment. While not mandated by law, most landlords and property owners require tenants to have a minimum amount of liability coverage.
Contact Ted Todd Insurance today to learn more about renters insurance in Melbourne, FL. We will work with you to make sure you have the coverage you need at a price you can afford.
Commercial Auto Insurance in Melbourne, FL
Commercial auto insurance covers business vehicles used for work purposes.
This type of auto insurance is different from personal auto insurance because it covers business-related activities, such as deliveries or traveling to meet clients. It also offers higher coverage limits than personal auto insurance.
Contact Ted Todd Insurance today to learn more about commercial auto insurance in Melbourne, FL. We will work with you to make sure you have the auto coverage you need at a price you can afford.
Flood Insurance in Melbourne, FL
Did you know that standard homeowners insurance doesn't cover flood damage?
That's where flood insurance comes in. This type of policy is designed to protect your property and possessions from water damage caused by floods.
This may be especially important to you as a Florida resident. Whether it's in Melbourne or elsewhere in the state, Florida gets a lot of flooding.
Speak with an agent today to find out more about this important coverage.
Life Insurance in Melbourne, FL
A life insurance policy is one of the most important investments you can make. It helps provide financial security for your loved ones in the event of your death.
There are different types of life insurance, and the right policy for you will depend on your needs and budget. Term life insurance is a good option for those who want coverage for a specific period of time, such as 10 or 20 years. Whole life insurance provides lifelong protection, but it is more expensive than term life insurance.
No matter what type of life insurance you choose, it's important to have some form of coverage in place. Contact Ted Todd Insurance today to learn more about life insurance in Melbourne, FL.
General Liability Insurance in Melbourne, FL
General liability insurance is a type of business owners' policy that protects your company from claims arising from property damage, personal injury, and advertising injuries.
This coverage can help pay for legal expenses and settlements if you're sued. It can also help cover the cost of medical bills if someone is injured on your property.
Contact Ted Todd Insurance today to learn more about general liability insurance in Melbourne, FL. We want to be your insurer, and we will work with you to make sure you have the coverage you need at a price you can afford.
Golf Cart Insurance in Melbourne, FL
Golf cart insurance is a type of insurance designed to protect golf carts from damages and liabilities.
This coverage can help pay for repairs or replacements if your golf cart is damaged in an accident. It can also help cover the cost of medical bills if someone is injured while riding in your golf cart.
Contact Ted Todd Insurance today to learn more about golf cart insurance in Melbourne, FL. We will work with you to make sure you have the coverage you need at a price you can afford.
Hall of Fame Allstate Agent in Melbourne, FL
Ted Todd is a successful Allstate agent who has the esteemed privilege of having been chosen for Allstate's Hall of Fame. This is a testament to his commitment to customer service and individualized attention as an insurance agency.
What's more, a local agent like Ted Todd knows Melbourne because we live here. We don't use a cookie-cutter approach. Every policy in Melbourne is unique and deserves specific attention.
Want to learn more about Ted Todd and the insurance agency Ted Todd Insurance? Click here!
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Frequently Asked Questions About Insurance in Melbourne, FL
What is the best insurance company in Melbourne, FL?
There is no definitive answer to this question as each person's needs are different.
That said, Ted Todd Insurance is a reputable and well-established insurance agency in Melbourne, FL.
We offer policies from Allstate as a registered agent, but we can also connect with other insurance companies to fit your specific needs.
Do I need insurance in Melbourne, FL?
While Florida does not have a law requiring residents to have insurance, most landlords and property owners require tenants to have a minimum amount of liability coverage.
Additionally, many types of insurance are essential for protecting yourself and your property. For example, most mortgage lenders require homeowners to have insurance in case the home is damaged or destroyed.
Contact Ted Todd Insurance today to learn more about the types of insurance coverage you need in Melbourne, FL.
What types of insurance are available in Melbourne, FL?
Ted Todd Insurance offers a wide range of insurance products in Melbourne, FL, including but not limited to condo insurance, renters insurance, commercial auto insurance, and flood insurance.
We also offer life insurance, general liability insurance, and golf cart insurance. We're an Allstate agency, but we also work with other carriers as needs dictate, because we're committed to getting you the coverage you need.
Contact us today to learn more about the types of insurance available in Melbourne, FL.
How can I get a quote for insurance in Melbourne, FL?
You can get a quote for insurance coverage in Melbourne, FL by contacting Ted Todd Insurance. We will work with you to find the best policy at the best price. You can book a free consultation with one of our agents to discuss your specific needs.
How much does insurance cost in Melbourne, FL?
The cost of insurance will vary depending on a number of factors, such as the type of coverage you need and the amount of coverage you want.
Contact Ted Todd Insurance today for a free quote. We pride ourselves on finding you savings and will be transparent about what you're paying for.
Do I need to have an agent in Melbourne, FL to buy insurance?
No, you do not need to have an agent in Melbourne, FL to buy insurance.
However, it is always a good idea to work with a local agent who knows the area and can help you find the right coverage for your needs.
Contact Ted Todd Insurance today to learn more about our agency and the insurance products we offer in Melbourne, FL.
What is the best time of year to buy insurance in Melbourne, FL?
The best time of year to buy insurance in Melbourne, FL, depends on the type of insurance you are buying.
For example, if you are looking for flood insurance, it is typically a good idea to buy it before the hurricane season starts in June. If you are looking for homeowners insurance, it is typically a good idea to buy it when you purchase or refinance your home.
Contact Ted Todd Insurance today to learn more about the best time of year to buy insurance in Melbourne, FL.
What are some tips for saving money on insurance in Melbourne, FL?
Worried about paying too much for insurance? There are a few things for insurance savings in Melbourne, FL:
Shop around and compare rates from different companies before buying a policy
Raise your deductible
Bundle your policies (e.g., home and auto) with the same company
Take advantage of discounts (e.g., for having a security system or being a nonsmoker)
Contact Ted Todd Insurance today for more tips on saving money on insurance in Melbourne, FL.
